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You’re looking for low cost home builders insurance because the home building industry is back in Minnesota! MN Home builders & developers need specialized insurance coverage for new home construction. The rates for Minnesota home builders insurance / general liability insurance are calculated using your gross sales, owner payroll, employee payroll, sub-contractor labor costs and materials. Home building contractors often need builders risk insurance for the properties they are building until sold. Securing and matching insurance policy for home builders and construction companies is an art. We work with builders like you every day. Take the next step and ask a question or request a MN home builders insurance quote. You might be delightfully surprised.