A: Yes, absolutely! We are here M-Thurs. 8:00 am until 4:30 pm. Then Fridays, 8:00 am until 2:00 pm. Ask us your questions, we are here to help. Our agents deal with contractor’s insurance every single day and the experience will benefit you. Pick up the phone and dial 952-469-0425.
A: In most cases, YES! Normally the steps to secure a policy can be accomplished in just a couple of hours. Don’t let insurance stand in the way of you getting paid. We will make sure you have proof of insurance / a certificate of insurance in hand TODAY!
A: That’s a closely guarded secret! Hahaha!!! Seriously, we have teamed up with over thirty top rated Minnesota insurance carriers to make sure you are receiving the very most for your hard earned money. Many of our companies have contractor’s general liability insurance, commercial auto and workers’ compensation insurance programs. We let them compete for your business.
A: Just say the word. After securing your quote, just tell us and we will rush the pre-filed application to you via out electronic system, DocuSign. It takes a minute to sign and NO printing, NO faxing, No scanning or mailing! The preferred down payment method is by routing and account number. This personal information we like to obtain in person or by phone for security purposes.
A: Yes, we do, most definitely! Most of our companies allow payments. There can be savings associated with paying in full, but it’s not required here. We do however suggest automatic monthly checking withdrawals. The reason being is that you normally won’t have an installment charge. Plus, if you always have funds available, no late charges or cancellation notices.
A: The cost of your general liability insurance is based on a few important factors. The number of active owners, gross sales, sub-contractors’ costs, number of employees, payroll, etc. Also type of work, say drywall verses general contacting or plumbing verses roofing, can affect your yearly insurance cost.
A: We issue hundreds of certificates to Minnesota Department of Labor & Industry each year. We know what you need and can provide your certificate fast! The insurance certificate we provide is the accord form. Which, according to the instructions is also accepted (and is the industry standard). Basically, you pull the states form from your license kit and replace it with ours. It’s provided as a pdf file which is easily emailed or uploaded to the State.