Please fill out our Paper Contractors Insurance quick quote form or call 952-469-0425.

How much is paper contractors’ insurance? Minnesota contractors insurance companies define general contractors as paper contractors and working contractors in most cases. They are responsible for coordinating the job. Minnesota paper contractors generally sub out 100% of the physical work.

Working contractors are also involved in physical labor, and they might do 50% of the work and sub-contract the rest out. Rates are calculated using gross sales, owner and employee payroll, materials, and sub-contracted labor costs. Many additions or endorsements can be added to the Minnesota general liability insurance policy, and the most popular is an additional insured.

General liability insurance protects your contracting or developing business from lawsuits and other liabilities, accidents, and mishaps. Paper contractors’ insurance provides bodily injury and property damage coverage often served with a $1,000 or $2,500 property damage deductible. Common liability limits purchased are $1,000,000/$2,000,000. Let us shop thirty insurance carriers to find you the best quote for the coverage you need.
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